Pacific Select Property Insurance Company is a wholly owned subsidiary of GeoVera Holdings, Inc.

Financial Stability
An insurance company’s financial rating is an important element in determining long term stability, because it not only reflects the company’s financial position but also the company’s ability to pay claims.

Pacific Select Property consistently receives high ratings from A.M. Best Company, one of the insurance industry's principal rating services. In March 2007, our rating of "A-" (Excellent) was re-affirmed for operating performance and overall financial strength.

Comprehensive Protection
Insurance companies offering residential earthquake insurance in California generally limit the coverage in their policies. But, Pacific Select Property offers a choice of products that cover a variety of insurance needs, including a comprehensive earthquake policy specifically for homeowners called the Premier EQ Protector.

Thousands of California insurance agents have compared our rates and coverage against other earthquake products, and have chosen Pacific Select Property’s earthquake protection for their insureds. We can assist you in helping your clients gain peace of mind by knowing that one of their most valuable assets, their home, is protected when the next earthquake strikes.

Frequently Asked Questions:

1. What is PSPIC's A.M. Best Rating?
   In March, 2007, Pacific Select Property Insurance Company's rating, "A-" (Excellent), was re-affirmed from A.M. Best Company. For more details, click on the A.M. Best website: www.ambest.com.
   
   
2. How is billing handled? Are you direct bill?
   All policies are direct-bill. There are three payment options: monthly, three-pay and full pay. There are also three methods of payment: credit card, debit checking and check or money order. Your clients choose the payment option and payment method that works best for them.
   
   
3. How are commissions calculated and paid?
   Commission is based on the written premium and paid on the amount of payment received. For instance, if the customer pays the premium in full then the commission will be paid on that amount; if the customer pays an installment, commission is paid on the amount received for the installment. Commission is paid on the 15th of the month following receipt and booking at Pacific Select Property.
   
   
4. Does PSPIC sell other insurance products?
   Pacific Select Property Insurance Company only offers our standalone earthquake policies.
   
   
5. In what states is PSPIC's earthquake coverage sold?
   Pacific Select Property Insurance Company offers residential standalone earthquake coverage for homes in California only.
   
   
6. How does PSPIC's Premier policy compare to the California Mini-Policy?
   Our Premier EQ Protector policy offers much broader coverage than the typical California mini-policy. Compare our replacement cost coverage for the dwelling, other structures, personal property, and additional living expenses against the mini policy’s dwelling coverage; personal property limit of $5,000; and $1,500 loss of us coverage.

   Our Premium EQ Protector comes with a 5%, 10% or 15% deductible depending on the geographic location of the property. The mini-policy is offered with a standard 15% deductible.

7. When may I start writing business with PSPIC?
   You can request an appointment with us through this website, by clicking on Producer Sign Up. If you have questions, you can email us at contact@pacificselectproperty.com.