The Premier EQ Protector™
The Premier EQ Protector™ is our most comprehensive
policy, providing protection that cannot be found in other residential
earthquake polices. The Premier EQ Protector™ provides coverage
for the dwelling; appurtenant structures, such as detached garages
and patios; personal property; and, for loss of use.
Deductibles as low at 5%, 10% or 15% are available depending
on the geographic location of the property. Comprehensive coverage,
with a choice of deductibles, makes the Premier EQ Protector™
a winner for your customers who want the broader protection that
is not found in the other earthquake policies available in California.
View
a sample Premier EQ Protector Policy.
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sample policy.
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|
TYPE OF COVERAGE |
BASIC
EARTH-
QUAKE POLICY |
PREMIER
EQ PROTECTOR
|
Dwelling coverage
|
Yes
|
Yes
|
Other Structures
(Detached garage, patio, fences
etc.) |
No
|
10% of Dwelling
Coverage
|
| Personal Property |
$5,000
|
50% of Dwelling
Coverage
|
Loss of Use
(living expenses should you be
forced to live in temporary housing due to a covered loss)
|
$1,500
|
20% of Dwelling coverage
or $25,000 whichever is less |
Building Code Upgrade
(to rebuild your dwelling to meet
current code requirements) |
$10,000
|
$10,000
|
Loss Assessment
(loss damage assessed to members
of a homeowners association) |
No
|
$10,000
|
| Deductible |
15%
|
10%
or 15% applies separately to each coverage
|
*The insurance policy, not this illustration, forms the contract
between the insured and insurance company. The policy contains
limits, exclusions and limitations that are not detailed in
this document.
Condo EQ Protector
Security EQ Protector
