California Earthquake Insurance

QuakeInsurance by GeoVera offers comprehensive and affordable standalone earthquake insurance for California homeowners…for stability in shaky times.

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Your Earthquake Risk is Real

More than 70%

of California’s population resides within 30 miles of a fault where ground shaking could occur in the next 50 years.

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Learn more about your risk in California at USGS.gov
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Every year

California generally gets two or three earthquakes large enough to cause damage to structures (magnitude 5.5 and higher).

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about your risk at the California Department of Conservation.
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6.7 magnitude or greater

60% chance that California will have an earthquake of 6.7 or greater magnitude in the next 30 years from 2014.

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What is the probability that an earthquake will occur in the Los Angeles Area and in the San Francisco Bay area?
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Standalone Earthquake Insurance California

As most homeowners insurance policies do not cover earthquake damage, adding standalone earthquake insurance is crucial to protecting the equity you’ve built up in your home. As such, it’s more important than ever that it’s affordable. QuakeInsurance is proud to offer flexible payment options and auto-pay discounts for all of our policy holders. Our multiple policy plans ensure California homeowners can find an earthquake insurance plan that best fits their needs. Get an instant, no-obligation quote online.  All you’ll need is your home address and the dwelling limit that you’ll find listed on your current homeowners policy.

Is Earthquake Insurance Worth It In CA?

When you own a home in an earthquake hazard zone, consider how earthquake insurance can protect your financial security. For most homeowners, the equity in their home is one of their biggest investments. Consider some of the factors below when determining if earthquake insurance is worth it for you.

  • Do you own a home in an area prone to seismic activity?
  • Can you afford to rebuild without earthquake insurance?
  • Can you afford to replace your contents and personal property?
  • Could you manage to find a safe place to live if your home and neighborhood are uninhabitable?
  • Do you want to risk losing your hard-earned equity in an instant?

It only takes a minute to see how affordable standalone earthquake insurance is for your home in California. Don’t delay in getting an instant quote directly from QuakeInsurance by GeoVera.

Or Speak to an Expert: 1 (800) 324-6020

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Hear what people are saying about us

Great choice for Earthquake Insurance. I used GeoVera for earthquake insurance for my house. After getting quotes from multiple companies I settled on GeoVera because they offered a single deductible policy with no tricky sub limits and no fine print that you have to read through a microscope. The price was very competitive. I will be using GeoVera for my earthquake insurance from now on.
Rainman2018
Good company. The customer service with this company has been great. We have good rates with them and have not had any issues.
Craig
Our choice for best online experience due to their online functionality, including the fact you can get a free quote online and without speaking with an agent.
Investopedia
Streamlined online experience. You can get a free insurance quote online without having to speak to an agent. That’s why we named them the best earthquake insurance company for online experience.
Insurify
This provider’s focus on catastrophic insurance coverage can be seen as a major plus since this is clearly their area of expertise.
Investopedia
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