How Deductibles Work

homeowner in front of damaged home

What do I need to make an Earthquake claim? Choosing a deductible for your Earthquake policy An earthquake can destroy a home and cause collapsing walls, flying glass, and falling objects. If an earthquake occurs, you should take the following immediate action: Take steps to protect yourself and your family. Promptly submit your claim by Read More »

Is CEA the Only Earthquake Insurance in CA? 

Is CEA the only earthquake insurance in CA?

While CEA is a well-known organization that offers earthquake insurance in California through its participating carrier partners, there are also private insurance companies, such as GeoVera, that offer stand-alone earthquake coverage.

Who Provides Earthquake Insurance in CA? 

Who provides earthquake insurance in CA?

Here is an overview of the importance of having earthquake insurance in seismic areas, the coverage provided, and how QuakeInsurance by GeoVera compares to other prominent providers. Is CEA the only earthquake insurance? In addition to the California Earthquake Authority (CEA), there are also private insurance companies, such as GeoVera, that offer stand-alone earthquake coverage. Read More »

Best Earthquake Insurance in California

Best earthquake insurance in California

In this guide on finding the best earthquake insurance in California, we’ll explore various aspects of earthquake insurance in the state, helping you make informed decisions about the best coverage for your needs.

What Does Earthquake Insurance Actually Cover?

What does the California Earthquake Authority Cover? Sausalito Resort town for San Francisco people

Earthquake insurance stands as a strategic shield against the unpredictability of seismic events. The pros extend to the peace of mind it offers, knowing that your investment is secured against structural damage, content loss, and potential displacement. While affordable earthquake insurance presents an intelligent financial choice, considering both the pros and cons of earthquake insurance Read More »

Is Earthquake Insurance Recommended in California?

Is earthquake insurance recommended in California? Oceanfront homes of Malibu beach in California

Affordable earthquake insurance is generally recommended in California due to the state’s high seismic activity, but it is not legally required.  It is important to note that standard homeowners insurance typically does not cover earthquake damage. So, a separate policy can help protect your property and belongings after an earthquake. Consider assessing the risk and Read More »

Is Earthquake Insurance Worth Getting?

Is earthquake insurance worth getting? Crescent Bay of Laguna Beach, Orange County, California USA

The pros and cons of earthquake insurance depend on various factors, including location, financial situation, and risk tolerance. Here are some points to consider when deciding if earthquake insurance is worth it for you: Gathering information, obtaining quotes from insurance providers, and potentially consulting with an insurance professional to make an informed decision based on Read More »

What is a Good Deductible for Earthquake Insurance?

What is a good deductible for earthquake insurance?

Selecting the right deductible for your earthquake insurance policy involves balancing financial responsibility and preparedness. Your choice can significantly impact your out-of-pocket expenses in the event of a seismic event, making it a decision worth careful consideration. Let’s delve deeper into understanding what constitutes a suitable deductible for earthquake insurance and how you can tailor Read More »