Washington-Oregon Coast Risk Factor

Father and Sons Exploring Rocky Beach

The Pacific Northwest, particularly the coastal regions of Washington and Oregon, is known for its breathtaking landscapes and diverse flora and fauna. However, beneath this picturesque scenery lies a significant seismic threat. The Washington-Oregon coast is part of the Cascadia Subduction Zone (CSZ), a major fault line that has the potential to unleash devastating earthquakes. Read More »

Is there an Earthquake Season?

Seismology has many nuances that you might not be aware of. Here are a few lesser-known details about earthquakes in the Golden State.

Understanding Loss of Use Coverage

This blog explores why Loss of Use is an essential part of your earthquake insurance policy and how it can significantly alleviate the stress and financial burden in the wake of such an event.

How Deductibles Work

homeowner in front of damaged home

What do I need to make an Earthquake claim? Choosing a deductible for your Earthquake policy An earthquake can destroy a home and cause collapsing walls, flying glass, and falling objects. If an earthquake occurs, you should take the following immediate action: Take steps to protect yourself and your family. Promptly submit your claim by Read More »

What does FEMA do for Earthquakes?

What does FEMA do for Earthquakes?

When natural disasters strike, the Federal Emergency Management Agency (FEMA) is crucial in providing relief and support to affected communities. Earthquakes, one of nature’s most devastating forces, can cause significant damage to homes and properties. While FEMA offers assistance for various disasters, including hurricanes and floods, its coverage for earthquake damage is limited.  Does FEMA Read More »

Kicking Off 2024 with the Right Insurance

Guide to Reviewing Your Insurance Documents

New Year, New Insights: A Guide to Reviewing Your Insurance Documents Reviewing your insurance documents for the new year with this guide is a great way to start the year informed and prepared. As you’ve certainly heard us state before, the standard Homeowners policy does not protect against damage from an earthquake. Adding standalone Earthquake Read More »

Talking Points: 2023 ShakeOut

The International ShakeOut Day, every third Thursday of October, is a day of individual and community events featuring the largest earthquake drill ever, organized to inspire others to get ready for big earthquakes, and to prevent disasters from becoming catastrophes. What we do to prepare now, before the next big earthquake, will determine how well Read More »