Kicking Off 2024 with the Right Insurance
New Year, New Insights: A Guide to Reviewing Your Insurance Documents Reviewing your insurance documents for the new year with this guide is a great way to start the year informed and prepared. As you’ve certainly heard us state before, the standard Homeowners policy does not protect against damage from an earthquake. Adding standalone Earthquake […]
Talking Points: 2023 ShakeOut
The International ShakeOut Day, every third Thursday of October, is a day of individual and community events featuring the largest earthquake drill ever, organized to inspire others to get ready for big earthquakes, and to prevent disasters from becoming catastrophes. What we do to prepare now, before the next big earthquake, will determine how well […]
Demand Surge After Natural Disasters
Natural disasters like hurricanes, earthquakes, and floods can cause widespread devastation in a matter of minutes. While the immediate effects of these events are often evident, the aftermath can also bring about unexpected consequences in the form of a demand surge. In this blog, we will explore how demand surge works when a natural disaster […]
Retrofitting a Home for An Earthquake
Retrofitting a home for an earthquake involves making structural changes and improvements to increase the building’s resistance to seismic activity. Overall, earthquake preparation is an important aspect of emergency preparedness that can help protect lives, property, and businesses. By taking the necessary steps to prepare for earthquakes, individuals and communities can be better equipped to deal […]
5 Reasons Why Getting Disaster Insurance is a Challenging Choice
Why is Deciding to Get Disaster Insurance so Challenging? Humans make thousands of daily decisions, ranging from simple choices like what to wear or eat, to more complex decisions like buying a house or starting a business. With the increasing complexity of our world, decision-making has become more complicated than ever. When buying insurance, many […]
Financial Impact: FEMA v Earthquake Insurance
Does FEMA Cover Earthquakes? FEMA (Federal Emergency Management Agency) provides financial assistance to individuals and families who have been affected by natural disasters, including earthquakes. The amount of assistance provided by FEMA varies depending on the extent of the damage and the resources available. As of 2021, the maximum amount of individual assistance that FEMA […]
Flood and Earthquake. Unexpected and Underinsured.
Conditions in California are ever changing. The state is in the midst of a winter filled with record snow and rainfall. Are you prepared for these unprecedented events’ impact on your home and property? Californians are used to drought warnings, not flooding. Due to climate change, what we have always accepted as the level of […]
8 Steps to Earthquake Preparation
Did your team make the BIG tournament? The rush and excitement of March Madness can send fans into a frenzy watching buzzer beaters and blow outs. If your favorite gets knocked out, it’s not the end of the world, just a little heartbreak. When we think of actual disasters that can affect our homes and […]
Californians, Are You Feeling Lucky?
No one should rely on luck as insurance for their home in an earthquake zone. Time will tell when our luck runs out… will you be able to rebuild after the inevitable? Although recently stable, California’s seismic areas won’t stay that way according to recent studies. The current earthquake drought also means that Californians aren’t necessarily […]
Halloween Tips for Homeowners
What’s more frightening than a haunted house on Halloween? A homeowner without insurance. (Shudder), that is scary! But it’s the haunting truth if you own a home in California, Oregon, or Washington – where the risk of a major earthquake is the highest in the nation. Most homeowners insurance policies do not provide coverage for […]
