Flood and Earthquake. Unexpected and Underinsured.
Conditions in California are ever changing. The state is in the midst of a winter filled with record snow and rainfall. Are you prepared for these unprecedented events’ impact on your home and property? Californians are used to drought warnings, not flooding. Due to climate change, what we have always accepted as the level of Read More »
8 Steps to Earthquake Preparation
Did your team make the BIG tournament? The rush and excitement of March Madness can send fans into a frenzy watching buzzer beaters and blow outs. If your favorite gets knocked out, it’s not the end of the world, just a little heartbreak. When we think of actual disasters that can affect our homes and Read More »
Californians, Are You Feeling Lucky?
No one should rely on luck as insurance for their home in an earthquake zone. Time will tell when our luck runs out… will you be able to rebuild after the inevitable? Although recently stable, California’s seismic areas won’t stay that way according to recent studies. The current earthquake drought also means that Californians aren’t necessarily Read More »
Financial Preparedness [Step 3]: Debt and Deductibles
How would an earthquake impact my income and budget? A scary point to consider in your financial preparedness. Consider these factors.
Financial First-Aid Kit: Supplies for Financial Preparedness
What is a Financial First-Aid Kit? Survival supplies are often what comes to mind when thinking about emergency preparedness. However, have you considered financial preparedness for the next earthquake or natural disaster? If not, a financial first-aid kit is an excellent way to start. Similar to a medical first-aid kit for physical harm, a financial first-aid Read More »
Earthquake Insurance: Who Has It and Who Needs It
Today we are rattling off about the shaky subject of earthquake insurance. We touched on this a little bit in our Financial Preparedness series, including best earthquake insurance practices, but we are going to go a bit more in-depth on for this update. One of the most commonly asked questions is, “Do I need earthquake Read More »
Financial Preparedness [Step 1]: Emergency Savings Fund
Do I Have Enough Money Saved for Financial Preparedness? Yesterday, we reviewed the three questions you should ask yourself when checking your Financial Preparedness Score. Now that you have an idea of where you are in your emergency financial preparedness plan let’s dive into the first checkpoint: how much money you should have in savings Read More »
Financial Preparedness [Step 2]: Best Insurance Practices
Last week we started your journey to successful financial preparedness for emergencies by reviewing how your savings can help you survive after an earthquake. Now, we will focus on the next step of your financial preparedness journey: securing insurance to cover the big-ticket items that your emergency savings fund can’t easily cover. Do I have Read More »
